FAQs

SMART INVESTMENT

Instant access to investing, anytime and anywhere

You can buys and sells shares on a daily basis.

Frequently Asked Questions

Receive Account Invitation

Receive an email with link to INTERACTIVE Brokers

“Open the link to start an electronic application”

🔹 Who Is This Portfolio For?

This portfolio is ideal for:

Investors who want higher returns than traditional low-risk options like ETFs, index funds, and government bonds.
People with excess cash looking to put their money to work with a transparent and actively managed investment strategy.
High-net-worth individuals, professionals, and businesses looking for a proven, structured investment solution.

🔹 Can I withdraw my money at any time?

Yes! The portfolio is 100% liquid, meaning you can withdraw your funds anytime with no lock-up period or penalties. Your money remains in your own Interactive Brokers account, so you always have full control.

🔹 Is it risky?

All investments carry some level of risk, but our portfolio is designed to optimize returns while managing volatility.

Risk-Optimized Strategy – Unlike high-risk day trading, our algorithm manages exposure daily to capture gains while reducing downside risk.
Lower Volatility than the Market – The portfolio maintains a beta below 1.0, meaning it is less volatile than the overall stock market.
Diversification – Invests in top S&P 500 and Nasdaq companies, balanced with government bonds for stability.

🔹 What can I expect in terms of performance?

Since 2018, the portfolio has delivered:

✅ 23% average annualized returns (compared to ~12% for the S&P 500)

✅ Higher risk-adjusted returns with a Sharpe Ratio of 1.31 (vs. 0.85 for the S&P 500)

✅ Consistent outperformance of traditional investment vehicles while maintaining full liquidity

While past performance does not guarantee future results, the portfolio is structured to consistently generate high returns with controlled risk.

🔹 How long should I leave my money invested?

This is a flexible, long-term investment, but staying invested for at least 1-3 years is recommended to fully benefit from market cycles and compounding growth.

However, since it’s 100% liquid, you can withdraw anytime.

🔹 What is the minimum investment?

The minimum investment is $50,000 USD, as the portfolio is designed for high-net-worth individuals and serious investors.

🔹 How does this compare to ETFs or Hedge Funds?

Feature	Our Portfolio	ETFs & Index Funds	Hedge Funds
Annualized Returns	23%	12% (S&P 500)	Varies (10-30%)
Liquidity	100% – Withdraw Anytime	100%	Often Locked for Years
Fees	No hidden fees, clear structure	Low Fees	High Management Fees
Risk Management	Active daily rebalancing	Passive, tied to market	Depends on strategy
Transparency	Full control in your own account	Fully transparent	Opaque structure

🔹 How do I start investing?

1️⃣ Open an Interactive Brokers account (if you don’t have one already). Receive an email with link to INTERACTIVE Brokers. Open the link to start an electronic application.

2️⃣ Connect your account to our portfolio – We manage your investments while you retain full control.

3️⃣ Track your growth – Your funds remain fully liquid, and you can monitor performance anytime.